Buying a new home is one of life’s peak moments, and we want to give you the best experience we can!
Whether you are starting from the ground up or getting the move-in ready advantage, we give every home buyer the guidance, support, and inclusive experience every step of the way. Our dedicated team is here from the moment you choose your home to the moment we hand over the keys to your new home. We will be keeping you informed and up to date on your home’s milestones.
Welcome to The Chafin Home Buying Process
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Set Up a Time to Meet with the Chafin onsite agent:
If you are working with an agent, please bring them or their card with you before you register
Contact the online specialist or onsite agent to set up an appointment: Call, Email or Online Chat – it’s fast!
Inform them you are interested in a particular home, homesite or floor plan
Get pre-qualified with Silverton Mortgage to secure a loan pre-approval
Review what is included in the home
Review what options and features you can add to the home
Review the contract for thoroughness and accuracy
Sign and purchase and sale agreement (aka contract)
Review the warranty policy and HOA covanents
Provide an earnest money deposit or non-refundable deposit
Review our Customer Assurance Promise to you
Schedule your Design Appointment
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Your Design Appointment
The Decorator Advantage
Full time inhouse decorator
Stress free Decorator Collections to help put those personal touches in your home
Attend your Design/Decorator Appointment
Understand the difference between included and optional features
Choose the colors of your home (this list will depend on how far along your home has been built)
Review and approve your selected options
Sign your decorator schedule
Provide any non-refundable deposits for design selections
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Watching Your Home Come to Life
Sit back and enjoy the exciting process of watching your home come to life
A home is one of the few things built by hand, so you can enjoy watching your brand new home seemingly grow up right in front of you
As your home progresses, we will be keeping you informed at key milestones via texts, photos, phone calls, or emails.
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Prepare for Closing – 30 Days Before
Set up utilities 30 days prior to closing (see onsite agent for more details)
Verify mortgage commitment
Verify all financial conditions have been met for closing
Ensure all funds required to close are available.
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Attend Your First Homeowner Orientation about 7 days prior to closing
Learn how your home operates
Check the home for quality control
Understand the warranty literature and homeowner’s responsibilities
See our After The Closing section with Home Care Guides & Checklists
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Attend Your Second Homeowner Orientation about 2 days prior to closing
Attend your second walk through
Sign the construction forms verifying all the items were reviewed to your satisfaction
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Go to Closing Day
Make sure utilities are set up
Attend closing
Transfer funds per instructions – this can change but is in the form of a wire transfer or cashier’s check, see your agent or mortgage loan officer for your instructions via their instructions
Bring all required documents to closing (this can be certified funds, government issued ID like a driver’s license, proof or home owners insurance, etc)
Order your change of address via the U.S. Postal Sercive and get your mailbox keys
GET YOUR keys and MOVE IN!
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Life in Your New Chafin Communities Home
Welcome to the Chafin Communities’ Family
We will be checking in on you at key moments, especially during your first year
Follow the instructions in your closing packet on how to set up your warranties online
We usually suggest you put the emergency numbers taped to the interior of a kitchen cabinet so you are not scrambling in the event something does happen